
Independent Financial - McKinney - Heritage
Lobby 9:00 AM - 3:00 PM 9:00 AM - 3:00 PM 9:00 AM - 3:00 PM 9:00 AM - 3:00 PM 9:00 AM - 6:00 PMClosed Today Closed Today
Drive-thru 8:00 AM - 6:00 PM 8:00 AM - 6:00 PM 8:00 AM - 6:00 PM 8:00 AM - 6:00 PM 8:00 AM - 6:00 PM 9:00 AM - 12:00 PMClosed Today
1650 N Central Expressway
McKinney, TX, 75070
(972) 548-5910
(972) 562-3815
Routing #: 111916326
Lobby Hours
9:00 AM - 3:00 PM 9:00 AM - 3:00 PM 9:00 AM - 3:00 PM 9:00 AM - 3:00 PM 9:00 AM - 6:00 PMClosed Today Closed Today
Day of the Week | Hours |
---|---|
Mon | 9:00 AM - 3:00 PM |
Tue | 9:00 AM - 3:00 PM |
Wed | 9:00 AM - 3:00 PM |
Thur | 9:00 AM - 3:00 PM |
Fri | 9:00 AM - 6:00 PM |
Sat | Closed |
Sun | Closed |
Drive-thru Hours
8:00 AM - 6:00 PM 8:00 AM - 6:00 PM 8:00 AM - 6:00 PM 8:00 AM - 6:00 PM 8:00 AM - 6:00 PM 9:00 AM - 12:00 PMClosed Today
Day of the Week | Hours |
---|---|
Mon | 8:00 AM - 6:00 PM |
Tue | 8:00 AM - 6:00 PM |
Wed | 8:00 AM - 6:00 PM |
Thur | 8:00 AM - 6:00 PM |
Fri | 8:00 AM - 6:00 PM |
Sat | 9:00 AM - 12:00 PM |
Sun | Closed |
At This Location
Services
- Independent Financial ATM
- MoneyPass ® ATMS (30,000+ surcharge free)
- Drive Thru
- Safe Deposit
- Night Drop
- Notary
Other Bank Offerings
Telephone Banking
(800) 397-6120
Free Rewards Checking
Our rewards checking account (most popular) that pays our highest interest. Link to REALSaver Savings account for automatic savings.
No Minimum Balance Requirements. No Monthly Maintenance Fees.

Featured Products
Commercial Banking
Practical advice, personalized solutions, and local decision making—exactly what you need from your financial partner.
Real Estate Financing
Custom financing for retail, office, residential (for-sale and multi-family) and industrial properties.
Treasury Management
Simple. Safe. Secure. Achieve greater efficiency managing receivables, payables, and liquidity.
Personal Banking
Financial solutions to guide you at every milestone. Bank where you like, when you like.
Merchant Services
Maximize every transaction and accept virtually every payment option. Payment Solutions tailored to your business needs.
Mortgage
Buy, build, or refinance your home with help from mortgage lenders who know your neighborhood.
Digital Banking

Online Banking
Our best-in-class tools help manage your money from the home or office. Save time. Bank easy.

Online Bill Pay
Pay one-time or recurring bills with ease. Schedule payments in advance, check payment history and more.

Mobile Deposit
Bank on the go using a mobile device! Deposit checks anytime, anywhere. (Deposit limits apply.)